An Individual Voluntary Agreement (IVA) is an agreement between you and your creditors, to pay an amount that you can afford each month, allowing your assets, such as your home, to be protected. Typically, the duration of your IVA is 60 months, and on completion, whatever debt you have left is written off, leaving you debt free.
By law, only Insolvency Practitioners are allowed to propose and manage an IVA. Therefore you are certain of professional, expert and impartial advice, giving you real peace of mind.
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