Receiving a Court Summons

Home Repossession >> How Repossession Works >> Receiving a Court Summons

Receiving a Court Summons

After the lender applies to the court for possession, the court will write to you telling you when the court hearing will be. You should be given at least 21 days notice. You will also receive a form called a 'particulars of claim', which explains why the lender wants to evict you.

The court will also send you a reply form (a defence form). This is for you to tell the court about:

your financial situation
any strategies to repay the arrears
any other information that you think the judge needs to know, e.g. why you missed payments

It is important that you return the defence form to the court within 14 days. This is your opportunity to tell the court about your situation. Keep a copy of your reply. The judge will look at both the particulars of claim and defence form before the hearing. Even if you do not return the defence form, it is important that you attend the hearing.

Back to How Repossession Works

Home Repossession : information and advice on having your house repossessed and how to prevent it

Home Repossession >> How Repossession Works >> Receiving a Court Summons

Receiving a Court Summons