In Court

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In Court (2)

Usually the claimant or their representative speaks first and explains why they want to repossess your home. You or your representative will then be able to ask the claimant or their representative questions.

After the claimant has spoken, you or your representative will have the opportunity to speak. You can tell the court why you shouldn't be evicted or why your eviction should be delayed. The claimant or their representative may ask you questions.

The judge may decide you shouldn't be evicted if:

you have paid off your arrears
you are making regular repayments to reduce the debt
you will soon be able to make sufficient payments to repay the arrears e.g. you have just found a job

Your eviction may be delayed if:

you are having difficulty finding somewhere else to live, or
you are trying to sell your home to repay the debt

If the case is complicated or if you dispute what the claimant has told the court, the judge may decide that s/he needs more time to hear all the evidence. If this happens, the judge will set a date for a new hearing.

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Home Repossession >> How Repossession Works >> In Court (2)

In Court (2)