If the court orders a repossession, it will set a date by which you have to move out. If you don't leave by that date, your lender or freeholder can ask the bailiffs to evict you. Even at this stage, it may be possible to stop the eviction.
The bailiffs will come to your home and leave a form telling you of the date and time of the eviction. They may ask if any special arrangements need to be made because of your personal circumstances, for example if you need help because you have children, are elderly or are disabled. If they don't ask this but you think you will need help, get advice or contact the bailiffs' office at the court.
The amount of notice you get depends on your local bailiffs' office, but you should have at least a few days' notice. There are no rules about what time during the day they can come, but it will normally be within normal working hours.
You may be able to apply to stop or delay the bailiffs, particularly if you are ill or have young children and need more time to find somewhere else to live.
The bailiffs can physically remove you from your home. They can use necessary force to enter the property and can remove anyone living there. The bailiffs have to act reasonably, and must not use unreasonable force. The locks will normally be changed to ensure you can't get back in. This will happen even if you are not in the property when the bailiffs arrive.
The bailiffs won't remove any of your furniture or belongings unless the court has decided they should do so. The bailiffs will usually watch while you do this yourself. If you don't remove your belongings, they will be left locked inside. You will need to make arrangements with your lender or freeholder to collect them later. You normally have to remove everything within a short period of time, for example, two weeks. If you can't do so and don't make other arrangements, your lender or freeholder may be able to dispose of them.
If you can raise funds or your situation has changed and you may be able to pay off the arrears seek advice immediately as you may be able to stop the repossession.
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